S. Kaur and M. Goyal, “EVOLUTION OF RETAIL MARKET IN INDIA”, Jour. Fin. Busi. & Mgt Stud., vol. 5, no. 1, Feb. 2026, Accessed: Oct. 19, 2026. [Online]. Available: https://www.journals.rgnpublications.com/index.php/jfbms/article/view/3072